This screen offers a new visualization of what it will take to pay off the loan or mortgage according to its terms. To the right is an example loan overview screen in Quicken 2013. Just like setting up new checking or savings accounts, you can download your basic loan information, including interest rates and other pertinent information, directly into the software. Quicken 2013 offers an improved process for setting up new loan and mortgage accounts. Quicken creates a savings plan to help you stay on track. Some expenses, like a down payment on a house, a vacation, or a child’s education, often require a gradual or slow increase in savings over time. Through Quicken 2013′s updated savings goals feature, you can put money aside, virtually, for any future expense you or your household desires. This is a move away from the mechanical transaction-recording premise of Quicken towards the more personal end of personal finance. Related to budgets, Quicken has an improved area for savers who wish to define and contribute to specific savings goals. This solves the problem of a budget in Quicken being too rigid to fit real-life situations, where budgets need to be flexible in order to be useful. The full-year view adds more flexibility in adapting the budget to fit your circumstances. There is less of a focus on strict monthly numbers than a broader view of the concept of budgeting.Īlthough the full-year budget screen appears to be somewhat complicated, it’s very easy to create, edit, and review progress against the budget. Budget surpluses can be assigned to different spending categories within the same month or rolled over to the next. This problem has been solved in Quicken 2013.
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